Philippines Finance

Mar 15 2018

Federal Disability Attorney

#disability #retirement #attorney # Disability Retirement Unfortunately, federal employees may fall victim to injury or disease which may prevent them from efficiently performing the duties of their position. When this occurs, federal employees may be entitled to disability retirement benefits. At Tully Rinckey PLLC, we assist federal employees with the complex process of applying and securing disability retirement benefits. Our firm can handle all aspects of the disability retirement application process, including assisting you in preparing your application, working with your physician to obtain the proper medical documentation, or appealing an adverse OPM determination to the Merit Systems Protection Board …

Nov 26 2017

10 Steps to Get Ready for Retirement – Financial Planning #retirement, #social #security #claiming, #retirement

# Javascript is not enabled. 10 Steps to Get You Ready for Retirement Ten simple steps to prepare for retirement. En español | A happy and fulfilling retirement means different things to different people. For you, it may mean transitioning from a full-time career into meaningful part-time work. Or perhaps you envision yourself spending more time with family, starting a garden or making regular visits to the golf course. Once you determine what will give you peace of mind in retirement, it’s important to know how you can get there financially. We’ll help you get started with some simple (and …

Nov 7 2017

Fixed Term Annuity #retirement, #investment, #pension, #annuity, #advice, #advisor, #personal #pension, #drawdown, #conventional #annuity, #impaired

# Protected Retirement Plan The new pension freedoms that came into effect from April 2015 have helped in giving your client far more flexibility for when and how they can access their pension savings. The LV= Protected Retirement Plan offers more flexibility and access to your money than a standard annuity by providing a guaranteed income option for a fixed term (rather than for a lifetime) which you can also cash in at any time. Plan features at a glance Our Protected Retirement Plan is available on its own or as part of our blended solution, the LV= Retirement Account. …

Oct 13 2017

Small Business Cash Flow Concerns Drop to Pre-recession Levels, According to the Spring American Express

# Small Business Cash Flow Concerns Drop to Pre-recession Levels, According to the Spring American Express OPEN Small Business Monitor More Entrepreneurs Are on Track to Save for the Retirement they Want NEW YORK, April 24, 2014 — Entrepreneurs remain confident about business prospects, but their top priority continues to be maintaining current sources of revenue. Cash flow concerns have fallen to pre-recession levels (49%, matching fall 2007 and down from a high of 66% in spring 2011). In addition, fewer business owners say they are stressed-out by the economy (56%, down from a high of 70% in spring 2011) …

Oct 6 2017

Social Security and Retirement Planning #social #security #retirement #plan, #social #security #and #retirement #planning

# Social Security and Retirement Planning Eventually, most individuals working today will leave their job and settle into a new life as a retiree. Whether retirement is a time to look forward to, or a time to be feared, depends largely on how well you plan and prepare during your working years. This section has useful information on the different ways to prepare for retirement, including information on social security, as well as private retirement saving funds. Social Security is a safety net for elderly and disabled people who are no longer able to work. The program is funded through …

Sep 25 2017

403(b) Story: Roth IRA vs 403(b) # #403bwise, #403bwise.com, #403b #wise, #403b, #403 #b, #dan

# Wise Information for K 12 Employees 403(b) Story: Roth IRA vs 403(b) by Susan Johnston Taylor If you work for a public school system, a ministry, an institute of higher education or another nonprofit, then you may have the option to set aside money for retirement using an account called a 403(b). This is named for a section of the tax code. All income earners (or spouses of income earners) also have the option to save for retirement in a Roth IRA. So, which one makes more sense? We ll explain how they work and the differences below. Roth …

Sep 22 2017

Kentucky – s Pensions Are Worst-Funded In U, kentucky teacher retirement.#Kentucky #teacher #retirement

# kentucky teacher retirement A new study shows that Kentucky has the worst-funded pension system in the nation, compounded by the fact that of all the states, the commonwealth is doing the worst at paying off its pension debt. According to a new survey by S P Global Ratings, Kentucky has $31. 2 billion in unfunded pension liabilities, and the state’s various pension funds have 37.4 percent of the money they need to make payouts to current and future retirees, the lowest ratio of all states. Last month, state pension officials reported that the main pension fund for state workers …

Sep 13 2017

What Is a Reverse Mortgage? #reverse #mortgage, #reverse #mortgage #loans, #retirement #savings, #buying #a #home,

# Javascript is not enabled. Are Reverse Mortgages Helpful or Hazardous? Leaving AARP.org Website Leaving AARP.org Website Leaving AARP.org Website Leaving AARP.org Website Leaving AARP.org Website What You Should Know • Typically, mortgage insurance premiums, origination fees and other closing costs are financed into the loan — as much as $10,000 or more on a loan of $138,000. • The amount you can borrow depends on your age, your home’s value and interest rates. • Discuss your financial situation with a fee-only financial planner to see if the loan is appropriate for you. Check the lender’s background with the Better …

Sep 1 2017

CFP Coursework #college #for #financial #planning,financial #planning,retirement #planning,crpc,aams,awma,adpa,apma,crps,cmfc,cfp,cfp #review,finra #series,cfp #exam #prep,cfp #test #dates

# CFP Coursework CFP Certification Professional Education Program Program Summary: The CFP ® or CERTIFIED FINANCIAL PLANNER™ Certification is the most respected financial credential for financial planners, financial firms, and those seeking the advice of a financial planner. Whether you’re looking for a more rewarding career or want to enhance the one you currently have, becoming a CFP ® Professional can provide the opportunity and potential you seek. Why choose the College’s CFP Certification Professional Education Program? Our cumulative pass-rate on the CFP ® certification examination is 86%. This is more than 20% higher than the competition. We created CFP …

Aug 25 2017

Forecasting, Tracking and Analyzing Global Trends – Trends Research Institute #intellectual #revolution, #revolution, #bailout #bubble,

# Economic Trends Business Trends Consumer Trends Entertainment Trends Environmental Trends Political Trends Gold Trends Geopolitical Trends Socioeconomic Trends Religion Trends Environmental Trends Military Trends Defense Trends Food Trends Coffee Trends Alcohol Trends Bottled Water/Beverage Trends Baby Boomer Trends Organic/Agriculture Trends Consumer Product Trends Travel Trends Workplace Trends Education Trends Auto Trends Technology Trends Demographic Trends New Product Trends Investment Trends Social Trends Labor Trends Retail Trends Holiday Trends Energy Trends Media Trends Healthcare Trends Medical Trends Advertising Trends Marketing Trends Import/Export Trends Real Estate Trends Clean Food Trends Movie/Music Trends Aging Trends Fashion Trends Color Trends Population Trends Restaurant …